ABOUT THIS POLICY
The policy is designed to provide cover when the insured suffer loss or damage due to any unforeseen and sudden physical loss of or damage to the items specified in the policy caused by :
- Fire, lightning, explosion, impact of landbome or waterbome vehicles
- Impact of aircraft and other aerial devices or articles dropped therefrom
- Earthquake, volcanism, tsunami
- Storm (air movements stronger than grade 8 on the Beaufort Scale)
- Flood or inundation, wave action or water
- Subsidence, landslide, rockslide or any other earth movement
- Frost, avalanche, ice
- Vandalism of single persons
The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact The Pacific Insurance Berhad or PIDM (visit www.pidm.gov.my).