PACIFIC ROADSIDE ASSISTABOUT THIS POLICY
The Pacific Insurance Berhad (“TPIB”) Property Pro Business Package Insurance is a comprehensive policy that provides not only the mandatory insurances mentioned but also coverages for other related risks primarily for commercial and manufacturing risks, subject to a specified sum insured limit. The package policy can be purchased by all trade or occupations of commercial businesses except JMB risks (i.e. Residential Properties, Soho and Office Buildings) which are under strata title where insurance is arranged via our specifically designed Property Pro JMB Package insurance.
This is a flexi sum insured policy without any pre-fix plan except Sabotage and Terrorism insurance which has a capped limit pre-fix in the policy. Insured is required to choose its own sum insured for various chosen sections and ensure that the policy is adequately insured to avoid Condition of Average to apply.
The package policy comprises 10 sections of coverage as follows:-
- Section 1:
Mandatory Cover – Fire
Section 1 : Fire (Property Pro)
Optional Cover – Sabotage & Terrorism
Section 1a : Sabotage & Terrorism Extension - Sections 2 to 10:
Optional Covers - At least one Section to be taken up together with Section 1
- Section 2 : Fire Consequential Loss
- Section 3 : Burglary
- Section 4 : Money
- Section 5 : Plate Glass
- Section 6 : Fidelity Guarantee
- Section 7 : All Risks
- Section 8 : Special Risk Equipment
- Section 9 : Public Liability
- Section 10 : Employers Liability
The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact The Pacific Insurance Berhad or PIDM (visit www.pidm.gov.my).
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